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Risk Analyst II - Portfolio Risk

6801 S Cimarron Rd, Las Vegas, NV 89113, USA Req #880
Thursday, July 15, 2021

Credit One Bank, N.A. is a data-driven financial services company based in Las Vegas. Founded in 1984, Credit One Bank offers a spectrum of credit card products for people in all stages of financial life. One of the fastest-growing credit card providers in the United States, Credit One Bank offers credit cards through the Visa®, Mastercard® and American Express® networks. Credit One Bank is the Official Credit Card of NASCAR®, the Las Vegas Raiders, the Vegas Golden Knights, and Best Friends Animal Society, and is a proud partner of WWE and Six Flags®. Learn more at CreditOneBank.com and on social media (@CreditOneBank) on FacebookInstagramTwitterYouTube, and LinkedIn.

 

We are looking for highly qualified professionals at our state-of-the-art, corporate headquarters in Las Vegas, NV. In addition to providing our card members with superior value and service, we are dedicated to providing engaging and challenging career opportunities for our employees. As a member of the Credit One Bank team, we’ll help you be your best and support you so you can reach your full potential.

Summary of Essential Job Functions

 

In the role of Risk Analyst, the position will focus on managing the Bank’s portfolio. Our Risk professionals are responsible for identifying and executing revenue opportunities for new and existing account management programs as well as compiling data from the internal data warehouse and performing extensive data analysis. In this role, analysts will make recommendations based on well-constructed analytics and present their ideas to key stakeholders of the Bank.

 

In this position, you have the opportunity to become a subject matter expert regarding all portfolio composition, loss rate calculation, forecasting, credit bureau attributes, profit & loss drivers, and portfolio scores. 

Position Requirements

  • Bachelor's Degree in Economics, Finance, Business, Math or related field.
  • 2+ year’s analytical experience in Banking, Finance, Insurance or Gaming.
  • 3+ years advanced use of at least one of the following: Microsoft Access, SQL Server, Oracle, or SAS
  • Intellectual horsepower with problem solving and analytical skills.
  • Must be proficient in data mining and financial modeling procedures.
  • Self-starter, who can work independently with a high degree of organization on several projects at one time.
  • Sufficient self-confidence and ability to propose new ideas/solutions.
  • Ability to quickly assimilate and analyze large amounts of information.
  • Strong knowledge of Microsoft tool suite (Excel, Word, PowerPoint, Visio).
  • Knowledge of financial analysis and profitability drivers.

Preferred (Not Required):

  • Advanced degree
  • Consumer Credit Card industry experience
  • Experience in digital and direct mail markets and online acquisitions.

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

 

While performing the duties of this job, the employee is regularly required to sit.  However, the employee may choose to stand and move within cubicle area.  The employee is frequently required to use hands to finger, handle, feel, talk and hear; reach with hands and arms.  Must possess the ability to effectively hear and communicate.  The employee is occasionally required to stand and walk.  The employee must occasionally lift and/or move up to 2 pounds.  Specific vision abilities required by this job include close vision, peripheral vision, depth perception and ability to adjust focus. 

 

Based on the Fair Labor Standards Act (FLSA), management has analyzed this position and determined it to be exempt.

Credit One Bank, N.A. is an equal opportunity at will employer and does not discriminate against any employee or applicant for employment because of age, race, religion, color, disability, sex, sexual orientation or national origin.

Credit One Bank does not accept unsolicited resumes from agencies and is not responsible for related fees.

Other details

  • Job Family P2 - Experienced Professional
  • Pay Type Salary
  • 6801 S Cimarron Rd, Las Vegas, NV 89113, USA